Regardless of whether you are considering using a funeral bureau for your own funeral needs or that of a loved one, you must first understand what to look for in such a firm. You will also want to know what services they can offer you and how you can prepare yourself financially for the funeral.
During their time on the State Board of Funeral Directors, previous members beefed up inspections. For example, the board commissioned a report highlighting a few key things to know.
The FTC’s Funeral Rule, a 1984 law enforcement tool, provides consumers with important rights when making funeral arrangements. For example, an itemized price list is required at the start of an in-person discussion. The rule also prohibits requiring a consumer to buy a casket as a condition for other funeral goods.
In addition to the Funeral Rule, the FTC has inspected more than 2,900 funeral homes over the past three years. The agency also requires funeral homes to provide evidence that they have corrected any violations they may have incurred.
Among the items investigated by the FTC was the cost of a casket. It’s important to note that the cost of a casket may not be refunded. It’s also worth noting that the cost of a casket may be different depending on the type of casket purchased.
Those in the funeral industry are aware of investigations into funeral bureaus. The California Cemetery and Funeral Bureau (CFBB) and the Texas Funeral Service Commission (TFSC) have investigated cemeteries in California and Texas, respectively, for alleged involvement in illegal embalming.
The CMA is conducting an investigation into the funerals market, and it is taking into account ongoing pressures on the sector. It has commissioned a number of firms to carry out research, including Ipsos MORI and Reseach Works. It has also published the findings of its mystery shopping study into funeral directors.
The CMA has also published a document relating to valuing land. The CMA is inviting comments on this piece of research, and the deadline is 18 December 2019.
Aside from the aforementioned document, the CMA also released its updated administrative timetable. This is intended to give parties as much time as possible to engage with the CMA.
Expenses for funerals can vary widely. Costs for a traditional full-service funeral may range from $500 to $2,000, depending on the service and the cemetery. Some funeral homes offer bundled pricing, including a basic services fee, which includes common services for all funerals.
Additional services may also add to the cost of the funeral. These include obituary notices, flowers, permits, and cemetery services. These services may be provided by a third party and may require payment before the funeral.
If you wish to have a funeral, let your family members know. They can help you stay within your budget. If you need assistance, contact a local funeral home or the county’s financial assistance department.
Funerals can be a very difficult and emotional time for families. They may feel pressure to provide a meaningful service for their loved one. This can lead to overspending. In order to avoid this, it is best to preplan your funeral. Writing down your wishes will help reduce confusion.
Whether you are planning a funeral or looking for a funeral home, there are resources available to help you. These resources can help you bury your loved one in a dignified and affordable manner.
Some states provide assistance for funerals through state programs. These programs are based on the applicant’s income and other qualifications. If you qualify for one of these programs, the funds usually arrive in a few days.
If you are interested in applying for assistance, contact your local Department of Human Services. Each state has its own rules for funeral assistance. It is important to understand the laws in your state to protect your rights when dealing with funeral homes.
You can also get help with funeral expenses by seeking help from non-profit organizations. These agencies can provide you with detailed information about funeral assistance programs. Often, they can also provide financial advice for your family.
Prepaying for funeral arrangements before passing away
Whether you are planning your own funeral or the funeral of someone close to you, prepaying for funeral arrangements before passing away can help you to ensure your wishes are carried out. However, it can also be a very difficult subject to discuss. Your family might not be aware of your wishes and will be confused as to what you want, so make sure you are open and upfront about them.
You can prepay for funeral arrangements in a lump sum or in installments. You will also have to decide whether you want to pay the entire amount or spread it over a number of months.
You should also consider the type of funeral plan you are interested in. Depending on the plan you choose, you can prepay for the services of a funeral director, merchandise such as a casket, flowers, obituaries, visitation services, or family transportation. You can even choose a pre-planned memorial, which allows you to choose a particular cemetery plot.